
Across the Country
20 cities
Have your people call
my people
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Adrienne RibblettAssociate Underwriter
Adrienne Ribblett
Associate Underwriter
My name is Adrienne Ribblett and I’m very excited to be at Scottish American! I have a black lab mix named Charlie that’s 7 years old who I enjoy taking on walks. I read a lot of fiction and also love to travel—my next destination is the Almalfi coast in Italy!
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Alison RomeroRisk Taker
Alison Romero
Risk Taker
Alison grew up in the San Diego area and attended college at UC Santa Barbara. She began her insurance career on the carrier side and in 2015 she joined the Scottish American team as a Commercial Lines Underwriter. Alison enjoys hiking, going to the beach, and spending time with her husband and son.
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Allan DavisHot Rockin' Underwriter Extraordinaire
Allan Davis
Hot Rockin' Underwriter Extraordinaire
Allan is a rock musician by night and a commercial insurance broker/underwriter by day. He plays in a Scorpions and Judas Priest tribute bands. When not writing insurance or playing guitar, you might find him on a golf course, having a drink with friends or hanging with his super cool wife and dogs. He's been in the insurance industry for 30 years and he's excited to bring his knowledge and skills to Scottish American.
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Allison MiltonMission Control aka Pirate
Allison Milton
Mission Control aka Pirate
Allison comes to ScotAm with 7 years experience and thinks insurance is absolutely fascinating! She loves pirates, red wine and her cat Bishop.
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Amanda TranMission Control
Amanda Tran
Mission Control
Amanda joined Scottish American in May of 2014 to master the art of transferring risk and producing business. Outside of insurance, Amanda enjoys anything involving food, IPAs, and live-music events (not necessarily all at once, but that would be ideal).
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Anthony CardonaHand of the Underwriters
Anthony Cardona
Hand of the Underwriters
Coffee, dark beer, Game of Thrones, gaming, my dog.
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Anthony ClarkAssistant
Anthony Clark
Assistant
Anthony has been in insurance for about 7 years (wholesale). He started entering policies and now does anything from customer service, quoting and binding.
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Anthony SunseriSolution Strategist
Anthony Sunseri
Solution Strategist
Anthony Sunseri joined Yates & Associates as a Senior Commercial Lines Underwriter/Broker in April, 2012. With 10 years experience in insurance product sales, applying a strong expertise in agency development and contractors insurance underwriting, Anthony is a welcome addition to the underwriting team at Yates. When Anthony is not busy chasing around his two year old son or spending time with his lovely wife, you will find him browsing Best Buy for the latest gadgets.
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B. Louis Frenkel The Cash Register Guy
B. Louis Frenkel
The Cash Register Guy
"Teamwork. I do a lot of teamwork." Not only a notable quotable of the one and only Fred Jones of Mystery Incorporated but also the personal mantra of B. Louis Frenkel MBA, CPA and all around swell guy. When he is not making sure the beans are behaving as they do get out of sorts now and again he can be found reading a book, on the Long Beach boardwalk, rooting on his beloved Illini, or at the dojo... WAAAAA
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Barbara KelleyUnderwriter
Barbara Kelley
Underwriter
Born,raised, educated in Providence RI 1st insurance job: EA Kelley Co in Providence RI: filing, phones, coffee making and learning underwriting. skip ahead 35 years: much more underwriting, still making the coffee. Steady focused work ethic, health/fitness enthusiast, sports & news junkie, a bit OCD.
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Barbara PlacanicaProducer
Barbara Placanica
Producer
Barbara Placanica is a Producer in the Personal Lines Department with many years of experience. She is witty, funny and has NO choice but to share her Healthy snacks with her co-workers. Just go to Barbara with a plate and you can fill up. Barbara loves traveling and also loves spending quality time with her grandchildren. Barbara would one day love to sell insurance in the Caribbean market with a drink by her side.
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Beverly WynneFarm & Ranch Underwriter
Beverly Wynne
Farm & Ranch Underwriter
I have been in the insurance industry for 17 years. I am a farm & ranch underwriter ; always helping agents and giving the best premium possible.
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Bryan TranMission Control
Bryan Tran
Mission Control
Bryan has four years of insurance experience, first in mental health insurance and then working for wholesalers. When he's not sitting in front of a computer, Bryan enjoys reading, playing video games, and shooting his bow and arrow.
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Bryant VelasquezClaims-Jedi
Bryant Velasquez
Claims-Jedi
Bryant Velazquez works in the Claims Department. Being a family man he enjoys riding dirt bikes and going on off-roading trips with his entire family. In his down time you could find him perfecting his hopscotch,and partaking in tea parties with his two beautiful daughters. He cheers for the Cowboys and Lakers! He’s a big UFC fan.
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Caleb WhitehouseMaster of Solutions
Caleb Whitehouse
Master of Solutions
Caleb is celebrating almost 20 years in the insurance industry. When he's not quoting up a storm he's hiking with wife (Gina), playing Legos with his Kids (Abigail and James) or rocking out with the band at church on Sunday Mornings.
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Cathy CooperMission Control
Cathy Cooper
Mission Control
How many Crafty, Polish and Smart people do you know? "1" and that's Me! I have worked under Yates & Associates now Scottish American since 1992: There have been many people along the years but as a "player agent" I enjoy meeting the needs of our customers request. Most of our agents have worked with me since the early 90's and I treasure their conversations, shared history and humor. Having an appreciation for claims and loss runs - you think you have the most unusual claim and then one more surprising comes after it. It is a treat to work with all our company representatives and to learn all the different ways of working with SLA in each State. I take pleasure in caring for others at work, home and on a social basis.
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Chase PledgerThe Accommodater
Chase Pledger
The Accommodater
I am 24 years old, love sports and video games, and have a dog, Gatsby. I am excited to be here.
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Chase ShearonMaster of Marketing
Chase Shearon
Master of Marketing
Married to my wife, hanna for 8 years and we have a 11 month old son, Crosby. i love movies, music, and Razorbacks. been in insurance for 11 years. top 3 movies are good will hunting, beautiful mind, and casino. top bands/musical artists are red hot chili peppers, Beatles, and anything motown.
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Chris EgoavilThe Numbers Guy - Senior Financial Analyst
Chris Egoavil
The Numbers Guy - Senior Financial Analyst
Chris brings 8+ years of management, consulting and finance experience to the team. He was born in Iceland, raised in a military household and holds a Bachelor of Business Degree in Management Information Systems. When he is not crunching numbers or digging through data, he is spending time with his wife, newborn son and dog Lucy. Completed bucket list items include traveling to Japan and skydiving; He also enjoys the outdoors, reading and working on his golf game.
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Christie Karban ColonCSI
Christie Karban Colon
CSI
Christie is a go-getter from Puerto Rico. She has a daughter who she loves very much. She loves to learn and enjoys going to the beach, snorkeling and spending time with her family!
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Christine FaberThe Gold Standard
Christine Faber
The Gold Standard
Hailing from the hot Arizona desert, Christine has been in insurance for over 15 years. When she isn't building insurance solutions, you can find her (or maybe not find her) backpacking through third world countries, getting muddy in obstacle course races, and rocking out to old school punk rock. Living life in the name of love, fun and science!
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Christine MolinaBeastmode
Christine Molina
Beastmode
Christine graduated from Cal State University Fullerton in 2010 with a B.A. in Communications. She was captured by the insurance world in early 2011. She has discovered a great interest in the Professional Lines sector and enjoys a good challenge of finding a home for all risks submitted. She is happily married and is supermom to two beautiful girls- don’t get her started on talking about them unless you plan on staying awhile...they’re her favorite topic of conversation after all. In the very little spare time left after tending to all her grown up responsibilities, you can find her shopping (her second favorite topic, naturally), spending quality time with the family, diving into crafty projects, getting her fix at the coffee shop and recently, traveling to wherever the wind takes her..
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Christy ThompsonHead of Non-Production Logistics
Christy Thompson
Head of Non-Production Logistics
At work, Christy is a multi-tasker extreme, who is available to help handle anything involving scheduling or coordination of logistics. Call her and see if she can help. She was a multi-tasking manager in the non-insurance world for 15+ years, and joined Scottish American in 2022 to bring her logistics magician skills to assist the executive and production leadership teams. Away from work, Christy is an animal of any kind lover (but especially cats), a regular Body Combat exercise lover, a crossword puzzle lover (except NY Times), a wine lover, an escape room lover and just generally a lover of anything interesting, adventurous, or quirky.
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Cullen PledgerMaster of Coin
Cullen Pledger
Master of Coin
When I'm not at work I enjoy watching sports, reading new books or playing video games. I have a dog named Drogo, named after Khal Drogo from Game of Thrones. Connoisseur of toilet paper.
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Dana FeslerUnderwriter - Roseville
Dana Fesler
Underwriter - Roseville
Dana brings 10 + years of underwriting experience to the team and regards integrity and responsiveness as essential to her work. She's always happy to discuss a submission and even happier to bind new business. When not at the office, Dana is a lover of yoga, reading and outdoor adventures.
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Daniel (Danny) GindenChief EVERYTHING Officer / Team Leader / Senior Producer
Daniel (Danny) Ginden
Chief EVERYTHING Officer / Team Leader / Senior Producer
Danny has been in the insurance industry for over 15 years and has experience as a retail agent, wholesale broker, and MGA. When he is not working, Danny is a competitive highland games athlete, Elite level powerlifter, and a coach to his two son's sports teams. He also enjoys spending time with his wife Justine and his bulldog Rosie.
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Daniel PrattUnderwriting Assistant
Daniel Pratt
Underwriting Assistant
Dan is new to the insurance world, having joined Scottish American at their Rhode Island branch in October 2019. He’s a lifelong New Englander who loves to spend time with his friends and family. When he’s not working he can be found cheering for the Patriots and Red Sox, golfing, tinkering around the house and playing with his puppy Sadie.
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Danielle GutierrezProducer
Danielle Gutierrez
Producer
Danielle has 14 years experience in the insurance industry. She would love to spend her days on the beaches of the Dominican Republic but unfortunately she would burn and look like a lobster! She is a wife and mother of three who enjoys spending time with her family and just having some plain old fun.
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Deashawn GoddardOfficial Underwriter
Deashawn Goddard
Official Underwriter
Deashawn started in the insurance industry on the carrier side over seven years ago writing umbrella policies. He's written so many excess policies, he's able to recite SIC codes in his sleep. Throughout the years he has built relationships with many retailers and wholesalers as a marketing manager. In his free time, he enjoys watching television, running, and working out.
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Derrick FeslerAssociate Underwriter
Derrick Fesler
Associate Underwriter
Derrick served two combat tours in Iraq with the US Army as a cavalry scout before returning to school to earn his Master's degree in Public Policy and Administration. After 8 years in government managing transportation projects, Derrick decided to make a career change and enter the world of insurance. He is enthusiastic about this new challenge and dedicated to bringing value to both the company and the client's he serves.
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Diane MattssonAssistant to Chief of Staff
Diane Mattsson
Assistant to Chief of Staff
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Eileen McCannGatekeeper to Awesomeness
Eileen McCann
Gatekeeper to Awesomeness
Eileen has been working for BBA/Scottish American for 5 years. Aside from Gatekeeping Awesomeness, her primary duties include support to Personal/Commercial lines and Accounting, i.e. inputting & processing cancellations & reinstatements, Sending policies and finance agreements. A native of Staten Island, Eileen is happiest when spending time with her husband Pete and their twin daughters Grace & Maggie.
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Elie SalloumMission Control
Elie Salloum
Mission Control
Elie is from Orange, CA. He has a Bachelor's Degree from California State University, Fullerton where he studied Business Administration in Finance. He enjoys going to the gym, and also having a good time in general. He is a hard and dedicated worker who excels in everything he does. Elie is a friendly and helpful person.
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Evelyn San PedroProduction Queen of Negotiations
Evelyn San Pedro
Production Queen of Negotiations
I am a team player and an optimistic with 15 years experience in the insurance industry. I love to cheer my team members and also consider myself a firefighter, when there is fire I figure out a way with my team to extinguish the problem keeping our customers happy and finding solutions for their clients, which also brings out my creativity and negotiation skills. On my free time, I love spending time with my hubby and 2 boys, we like going out to eat, going to the movies and have fun times together. I am a dancer at heart, I do Zumba and exercise on a regular basis, it's my stress relief. I also love traveling and exploring new places.
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Felipe MooAssistant Underwriter
Felipe Moo
Assistant Underwriter
My name is Felipe. I am brand new to the field of Insurance and excited to start. On my off time I like to spend it fishing, hiking and bike riding with my dog.
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Gabrielle BernardoUnderwriting Assistant
Gabrielle Bernardo
Underwriting Assistant
My name is Gabrielle, but people typically call me Gabby for short. I obtained my Bachelor's Degree in Healthcare Administration from Seminole State College, but I decided to get into the insurance business with encouragement from my dad, who owns his own insurance claims company. I am excited to be a part of Scottish American and grow with the company!
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Hana McCownWheel Woman
Hana McCown
Wheel Woman
Hana is new to the industry, but eager to start her career with this incredible company. She may be young and new to the game, but she joins the team with over 10 years of customer service experience. Being outdoors exploring and adventuring, spending quality time with her tribe, planting & gardening are just a few of Hana’s favorite things. She also enjoys cooking, all things Disney, and a delicious draft beer.
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Hank Doss IIICentral Creativity Workshop
Hank Doss III
Central Creativity Workshop
Specializing in commercial Insurance since 2006 with a strong marketing background. Known for building initiatives and tracking methodology for analyzing results. Charged with ideas and solutions.
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Heather ParkhurstSolution Specialist
Heather Parkhurst
Solution Specialist
Heather has recently joined Scottish American as a commercial lines underwriter/broker. She has been in the industry for over 6 years and is definitely an insurance fanatic; always looking for better coverage and lower premiums for her agents. In her past life, she was a bartender and roller derby girl so she knows how to play hard, but works even harder. Most of her time is spent cranking out quotes in the office, but she loves relaxing at the beach or the golf course on the weekends.
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J.R. RashidAssociate Producer
J.R. Rashid
Associate Producer
J.R. has been in the insurance industry since 2016 after graduating with a degree in Applied Math and Economics. During free time you can find him enjoying sports or somewhere outside with his dog.
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Jaime GalvezUnderwriting Assistant
Jaime Galvez
Underwriting Assistant
New addition to the Scottish (Mexican) American Family. Jaime is an adventurous dude who enjoys the outdoors. A Die Hard Angels and Cowboys Fan! Loves to pop'off a few rounds at the shooting range. Ready to take on any challenge! Loves the phrase "I'd rather be fishing".
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James BrownThe Voice
James Brown
The Voice
James got involved with Scottish American in 2011, following his retirement from professional rugby and coaching in the UK. Residing in Dallas he often has to repeat himself due to speaking in a strange accent, so he mainly deals with Lloyds to feel at home. A born again Dallas Cowboys, queso, and Tex-Mex fan.
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James GorgaHydration Manager - Assistant Underwriter
James Gorga
Hydration Manager - Assistant Underwriter
My name's James, I enjoy the outdoors and travelling. Fastest Loss Runs processor this side of the Mississippi.
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Jason PollardUnderwriting QB
Jason Pollard
Underwriting QB
I am a big sports fan, Arkansas Razorbacks, St. Louis Cardinals, & Green Bay Packers. Top 3 favorite TV shows all time would be, Breaking Bad, Game of Thrones, & Walking Dead. I have a wonderful wife named Laura and a wonderful 4 year old daughter named Kenley. I have been an underwriter in the insurance industry for 10 years.
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Jennifer CableAssociate Underwriter
Jennifer Cable
Associate Underwriter
Jenny has spent the past seven years working in different capacities in the insurance industry and recently joined the Scottish American team in 2022. Jenny enjoys spending time with her family, going to the movies, and wine tasting on her days off.
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Jessica LiraMission Control - Accounting
Jessica Lira
Mission Control - Accounting
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Jessie MejiaMission Control - Accounting
Jessie Mejia
Mission Control - Accounting
Jessie has been a part of the Yates team for over 7 years. She enjoys working in our accounting department. Apparently on her free time she loves to clean her home (really?)& enjoy eating frozen yogurt!! Spending as much time with my family is really important…..as pretty soon I will be having my own little bundle of joy (looks less ‘little’ and more full sized bowling bowl to us)!
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Jim TripoloneGrand Poo-Bah of Insurance
Jim Tripolone
Grand Poo-Bah of Insurance
The "Grand Poo-Bah of Insurance" at Scottish American Risk Services. Jim has been in the insurance industry for 11 years and has held nearly every position; from underwriting to owning his own firm. He specializes in creating streamlined insurance solutions for complex and high-hazard organizations; including Sports & Fitness, Habitation, Construction, and Manufacturing.
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Jon UyeyamaInsurance Strategist
Jon Uyeyama
Insurance Strategist
Jon has been an accomplished underwriter for 8.5 years. When he’s not dreaming of CGL forms, he enjoys buzzing around California on his motorcycle, hiking, skiing and working out. He’s an avid baseball and football fan and looks forward to challenging you in a game of golf! Jon is indeed a Youngster and a Funster!
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Jon Van CleaveMaster of Wheels
Jon Van Cleave
Master of Wheels
Loving life in Arkansas. Huge sports fan, GO CUBS, BRONCOS & ARKANSAS RAZORBACKS. Enjoy fishing, Poker and playing basketball Quote " I'm a man I'm 40" Mike Gundy
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Jordan KaplanRisk Placement Specialist
Jordan Kaplan
Risk Placement Specialist
Jordan started his insurance career back in 2010 and has grown into a very strong producer over the years. He loves meeting with new clients or taking existing clients out for a round at his favorite golf course or to some of this favorite restaurants. On his down time Jordan helps one of his good friends with his website development company.
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Joseph MarxInsurance Mastermind
Joseph Marx
Insurance Mastermind
Excellence is never an accident. It is always the result of high intention, sincere effort, and intelligent execution; it represents the wise choice of many alternatives. Choice, not chance, determines your destiny." (Aristotle).
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Josephine AntenucciMission Control - E&S
Josephine Antenucci
Mission Control - E&S
Josephine started in insurance 10 years ago in the Personal lines and has worked primarily with Scottsdale during that time. In her spare time, she likes to play games on her computer and spend time with her husband and children. She enjoys visiting the casino in Atlantic City NJ.
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Josh MesterProducer
Josh Mester
Producer
Josh is new to the Scottish American team but not to insurance. He comes to us with 10 years of underwriting experience. As a hobby he loves to be outdoors playing with nature. His pride and joy is his family which is most important.
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Josh TaylorUnderwriting Jedi
Josh Taylor
Underwriting Jedi
Josh entered the insurance industry in 2003 and worked every position from receptionist to vice president. Although he says “dude” more than any one person should, don’t be deceived about his approach or ability to craft a policy to meet a client’s needs. He is an insurance nerd, often found late at night to be reviewing insurance forms, regulations, and quotes only to be awakened at 3am by nightmares about deductibles and exclusions. Underwriting and providing superior service are things he is passionate about. So is finding deals on Amazon. And the Dallas Cowboys. His family even has a dog named Romo. But what he lives for is spending time with his awesome family. Josh’s idea of a perfect day would consist of waking up to a sweet bind order, hours of fishing with his wife and 4 boys, and then a Dallas Cowboys win which would give him an excuse to make a celebratory Amazon purchase. Oh, and his wife is an insurance nerd too, so don’t make dinner plans with them unless you are either an insurance nerd as well or want to be extremely bored by the table talk.
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Judy SonnierPersonal Lines Producer
Judy Sonnier
Personal Lines Producer
I started my insurance career over 30 years ago on the independent agency side. In July 2017, I was fortunate enough to have the opportunity to join Scottish American. I am married with three daughters and was recently blessed with a son-in-law! I love being outdoors, chilling and grilling with my hubby, gardening and shopping with my girls!
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Karisa ParraProducer Assistant
Karisa Parra
Producer Assistant
I was born and raised in New Mexico and I’m a self-proclaimed insurance nerd. I have experience working in both an independent retail agency and a wholesale brokerage. I enjoy spending time with family, getting lost in a good TV show, and exploring the world whenever I get the chance.
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Kevin LunaLogistics
Kevin Luna
Logistics
Kevin is excited to be a new member of the Scottish American family! He is a very adventurous individual who loves to travel and try foods from all cultures. A die hard broncos fan, he also enjoys playing sports and staying active during his free time.
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Kim McGeeProducer
Kim McGee
Producer
I have an Associates Degree in Business and I have been employed with SSGA since 1984. I have 2 children, Jessica, 23 and Lucas, 18. I enjoy reading, movies and shopping but I love hanging out with my kids, the beach and Mexican food!
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Kristin MillerCat Lady of Casualty
Kristin Miller
Cat Lady of Casualty
Kristin has over 8 years of experience in the insurance industry, most of these spent in E&S. When not at work she can usually be found spending time with her daughter at the zoo, aquarium, local park or at home cuddled up with the cats (Rocky and Ella) watching Netflix. She enjoys traveling and hopes to cross Australia and New Zealand off of her bucket list!
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Larry McCartneyTeam Leader
Larry McCartney
Team Leader
I am a graduate of Louisiana Tech University and a devoted Bulldog fan. I have been in the insurance business for 29 years, and enjoy working with all my colleagues here at SSGA. I mostly enjoy spending time with my wife Donna and our six grandchildren. Fishing is my favorite hobby.
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Laura PilgreenPersonal Lines Producer
Laura Pilgreen
Personal Lines Producer
I have been employed with Southern States for 31 years. Married and have 2 children and one grandchild whom I love all dearly. I have a pomeranian and a maltese. Love animals.
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Lisa DeLuciaMission Control - Personal lines
Lisa DeLucia
Mission Control - Personal lines
Lisa started here at BBA as a back-up singer in her department and loves to serenades her office with the song she loves, HOUSTON, by Dean Martin. She started rating policies and worked her way up to be an underwriter. Lisa enjoys coming to work and being part of the personal lines family. Lisa looks forward to a challenge and likes to learn new things. Lisa is proud of her son Vincent who is the light of her life.
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LuAnn SmithPersonal Lines UW Assistant
LuAnn Smith
Personal Lines UW Assistant
LuAnn landed in personal lines department after working as a underwriter for another company. Her experience has been an asset to her department handling new business, endorsements and whatever else they need. LuAnn is a team player. She enjoys coming to work and is very happy here at Scottish American.
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Maria BañuelosMission Control - P&C UW Assistant
Maria Bañuelos
Mission Control - P&C UW Assistant
Maria is an Underwriting Assistant, joined Yates in 1993 as part of the policy issuance support team; however, being the fast learner that she is, she quickly joined the Underwriting Assistant department and is a valuable member of our team. She enjoys helping our agents in any way she can and is very creative at does servicing all of their policy needs.
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Marina DucoteCommercial Lines Underwriter, Farm & Ranch Division
Marina Ducote
Commercial Lines Underwriter, Farm & Ranch Division
32 years in the Insurance Industry. Love God, Family, Hunting, Adventures, Traveling, Cooking, Arts and Crafts
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Mark IrishHead of Premium Finance
Mark Irish
Head of Premium Finance
Mark has been a financial planning and analysis professional for over 20 years within multiple industries and companies which includes health insurance and an MGA. Mark embraces collaboration, new challenges, and hard work. In his free time, Mark enjoys traveling, swimming, watching his 2 boys play baseball, and playing fantasy football. Mark joined the Scottish American family in April 2020 and is very excited to be here.
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Matt BaileyCommercial Lines Producer
Matt Bailey
Commercial Lines Producer
Matt is new to the industry, but comes in with a great attitude and a willingness to succeed. When not at work, you can find Matt with his two sons playing disc golf, baseball, spinning records, or just goofing off. An avid sports nut, Matt is a die-hard Giants, Kings, and Niners fan, and is training his boys in the fine art of yelling at the TV so the players and officials can here them.
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Maureen Reinhold-FabrizioChief of Staff
Maureen Reinhold-Fabrizio
Chief of Staff
During her 12 years in insurance, Maureen has worn many hats. Her roles to date include underwriting assistant, compliance, marketing, communications, a stint in IT and advocating for support staff. She is unofficially known as "Gal Friday". Maureen's diverse background and versatility led to her new role in Operations. She is excited to be a part of the team responsible for the fuel that makes the machine run. When she is not working, Maureen enjoys traveling to new places and checking items off her bucket list.
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Michael HamiltonAssistant Bean Counter
Michael Hamilton
Assistant Bean Counter
Michael is excited to start his post-graduate career in the Scottish American realm of insurance. Originally from the foothills of the Appalachian Mountains in Georgia, Michael is invested in family (7th of 12 children) and cheering for his Bulldawgs and Fighting Irish. Oftentimes, he can be found playing frisbee, tinkering with Spotify playlists (ranging from The Monkees to Glass Animals to Colter Wall), or attempting miscellaneous home repairs.
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Michael ReddyUnderwriting Assistant
Michael Reddy
Underwriting Assistant
I'm Michael Reddy and I'm from Queens, New York. I started at Scottish American in 2019 as an intern and am excited to be taking the next step in my career. I recently graduated from the University of New Haven, where I ran cross country and track and field. Outside of the office, I like to watch sports (Go Knicks and Mets!), play video games, and hang out with friends.
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Mike VillaverdeP&C Prodigy
Mike Villaverde
P&C Prodigy
Mike is a truly curious individual and loves to know what others do not. As a result, he can tell you the origin of the Dum Dums mystery flavor and a variety of other useless bits of information-courtesy of the History Channel. An extreme connoisseur of comedy, you can often find him in the audience of one of Hollywood's several comedy clubs. Although once hailed as the, “songbird of his generation”, Mike's vocal talents have since diminished and unfortunately, he now only performs in the shower. He has a B.A in Economics and looks forward to a successful career as a Scottish-American!
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Nicholas San Martino AU, ASLI, CPIASolutions Samurai
Nicholas San Martino AU, ASLI, CPIA
Solutions Samurai
Nicholas graduated from the University of Southern Maine in 2010 with a bachelor’s degree in Business Administration and a concentration in Risk Management and Insurance. Following graduation Nicholas began working in wholesale insurance and underwrites both commercial and personal lines. Coming up with risk solutions with samurai precision and speed is what really makes him tick. In his free time Nicholas enjoys spending time with family and friends, taking his boat out fishing and golfing.
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Nikki TaylorChief Operations Exorcist / Risk Slayer
Nikki Taylor
Chief Operations Exorcist / Risk Slayer
Nikki has been working in the insurance industry since 2005, joining the Scottish American team in late 2017. She lives with her husband and their four awesome boys in the DFW area; yes, they are all diehard Cowboys fans. In addition to her obvious love of insurance and problem solving, Nikki enjoys wine, horror movies, and spending time with her amazing family.
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Pat CarnahanProducer
Pat Carnahan
Producer
Pat Carnahan started in underwriting commercial insurance straight out of college and has stuck with it ever since. He believes in helping others, and has a thirst to learn as much as he can. He has a passion for motorsports, building radio control cars & planes, movies, and cooking. In his spare time, you can usually find him enjoying the company of his wife and son.
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Patti M. DeMauroProfessional Game Changer
Patti M. DeMauro
Professional Game Changer
I have a wonderfully diverse background. I began my career in retail banking and left that field as a Vice President. I found my way into insurance almost by accident and I haven't looked back! I am a go getter and love hard to place business, particularly in regards to professional liability, however, I can assist with all lines and classes of business happily. I have 2 children, a 5 yo girl and a 2 yo boy. My favorite things to do involve either the ocean, gourmet coffee or white wine... combine all three and it's the trifecta of happiness for this lady!
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Pattie SheaProducer/Underwriter - Damage Control
Pattie Shea
Producer/Underwriter - Damage Control
Avid Red Sox and Patriots fan.
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Rachel MelloUnderwriter Assistant
Rachel Mello
Underwriter Assistant
Rachel is a recent graduate that obtained her bachelor's degree in Finance and began her journey in the insurance industry. She feels very fortunate to be a part of such a great team and is ambitious to start her career. Outside of work she enjoys her time most when she is with her family- chasing around her 1 year old daughter and playing fetch with her french bulldog!
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Rachel OsterbachMission Control
Rachel Osterbach
Mission Control
My name is Rachel . I have been with Scottish American for 4 years. I am the mail room assistant. I do Special Olympics as a global messenger. I have been a global messenger for 5 years. I go out and give speech for functions and banquets. I also do a drama class every Tuesday night from 6:30 to 8:30. Once a week we do a showcase.
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Rachel TaylorRisk Rocker
Rachel Taylor
Risk Rocker
Rachel has worked for over 8 years on the agency and carrier sides of the business but has found her home in the wholesale space. When she isn't working- you can find her spending time with her husband and 4 kids, growing her photography portfolio or going to see her favorite bands in concert. Her ideal day would be sitting poolside listening to some great music and, of course, a margarita in her hand .
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Renee GarciaBean counter
Renee Garcia
Bean counter
Renee came to Scottish American with years of experience in the financial industry, she was brought on to help the accounting team improve communication, streamline workflow and mentor our associates. She is a proud momma of 3 kids, coming into their own as young adults in the Valley of the Sun, her home town. She enjoys quick trips to wine country, hiking, cooking, fine cocktails and the occasional phishing trip.
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Ria McCullochAssociate Underwriter
Ria McCulloch
Associate Underwriter
Ria enjoys spending time with her family! She is excited to get back into the workforce after being a stay at home mom for the past 10 years! She would binge watch Netflix, loves historical romance like Bridgerton, & Outlander....and cartoons! Ria is fun to be around!
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Ricky DawsonBroker
Ricky Dawson
Broker
Born in Queens and now living in Long Island, NY I'm just a guy from the neighborhood trying to make it to that deluxe apartment in the sky. Graduated from Briarcliffe College and the School of Hard Knocks.. Have been in the insurance industry since college... Always trying to lend a helping hand and never forget the people that helped you along the way!
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Rob TellThe Yes Man
Rob Tell
The Yes Man
Rob has been an insurance producer for over 10 years and loves saying yes to people. Especially if the question is "can I bind this quote?". Besides winning deals his hobbies include hiking (climbed kilimanjaro a few years ago), traveling, watching movies, eating, and dominating fantasy football leagues.
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Scott EpsteinRain Maker
Scott Epstein
Rain Maker
Scott likes to solve insurance problems. He's been doing this for over 13 years and has seen so many submissions that it is really tough to find a risk weird enough that he hasn't already seen, quoted and bound a similar one. When he is not quoting business he can be found running around the soccer field, cooking up a storm in the kitchen, cheering on every Detroit sports team or dancing at a concert. Oh and wine, he drinks a lot of it. Loves would not be too strong of a word. He buys it at auctions, sells it at auctions but mostly just drinks it from his personal cellar. He's always ready to share a glass... or three!
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Scott LetendreHomerunderwriter
Scott Letendre
Homerunderwriter
Scott joined the Roseville team in June of 2013. He was promoted to an underwriter position in July of 2014. Scott joined the Roseville team in June of 2013. Scott is familiar with teams as he is a past Professional Baseball Umpire and current D1 Baseball Umpire in his spare time. He is transitioning from the retail side of insurance to the wholesale side in hopes to become a successful underwriter with Scottish American in the near future. Scott also enjoys traveling to the Dominican Republic with his wife and 2 kids to visit his wife's family.
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Seema DuggalAssociate Underwriter AINS
Seema Duggal
Associate Underwriter AINS
Working on commercial lines for 11+ years, I have gained valuable experience in underwriting and policy processing. A team player and also proficient when working independently, always willing to learn in order to gain new opportunities. Love to chat, spend time with family and in my free time love to watch TV and read books.
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Spiro KaralisProducer
Spiro Karalis
Producer
Spiro graduate of queens college university majoring in business... friends call me the insurance guy because of my endless love for insurance.. besides that I am pretty laid back and down to earth guy who loves working out and playing basketball.... care to find out more give me a shout!
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Stephenie Birmingham
Stephenie Birmingham
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Steve GeorgalosSenior Production Specialist
Steve Georgalos
Senior Production Specialist
Steve came to BBA in 2012 as a commercial lines underwriter after spending 8 years working for another wholesaler. He thinks underwriting is nothing like brain surgery. So as you can tell he does like to state the obvious at times. He claims to have the nicest hair in the insurance industry and sometimes thinks he plays guitar for an 80’s rock band. In his free time he likes to coach youth basketball and play softball. His players and teammates think he should keep his day job.
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Steven A. Cook, CPAChief Financial Officer - The Money Guy
Steven A. Cook, CPA
Chief Financial Officer - The Money Guy
Steve has been a Chief Financial Officer for 35+ years and has had various assignments in that capacity with carriers (15 years) and agencies (20 years). Steve also owned and managed his own practice (CPA, Consulting CFO, and I/T support) for 15 years. Steve is an active CPA in the state of Texas. Steve’s personal commitment is to provide good service to his colleagues … but still have some fun doing it.
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Steven TobinCompliance Department
Steven Tobin
Compliance Department
Steven began working with the company after making a cross country move in late 2020. When not looking for other states to hop to after some time; you'll find him and his better half exploring America and other continents whenever they can.
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Suzanne G. IsraelAccounts Receivable Liaison
Suzanne G. Israel
Accounts Receivable Liaison
Suzanne first started her carrier in claims for personal lines in 2011. She assisted 50+ claimed adjusters in BI/PD for U/M & Liab across multiple states and moved on to claims adjusting. She now enjoys her current role as the Accounts Receivable Liason for West Coast policies at Scottish American. She enjoys witty conversations and helping people.
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Suzanne McNeelyPremium Finance Specialist
Suzanne McNeely
Premium Finance Specialist
Born in Queretaro, Mexico as a missionary kid, grew up in Guatemala City, Guatemala, single mom of 2.
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Tammi Van CleaveHoH
Tammi Van Cleave
HoH
I am excited for our Arkansas team to join the Scottish American family! I am married and have two amazing sons. I love the outdoors and love summer, I would be perfectly content if it stayed summer year round. I have been an underwriter/broker for 20 years and love my job, love the retailers and friends that come with being in this business.
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Tom VouvoudakisCoverage Analyst
Tom Vouvoudakis
Coverage Analyst
Tom began his insurance career in 2010 and soon found that he actually enjoyed reading ISO forms and having coverage debates with co-workers. His friends and family advised him to have his head examined, but after results came back negative for any major illnesses, doctors just concluded that he was a nerd.
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Travis S. HirschiRisk Wrangler
Travis S. Hirschi
Risk Wrangler
Travis has been in the insurance industry for 10+ years. He has been on the retail and the wholesale side of the industry. He understands the importance of turning the quotes around quick. Travis is always ready to ....get 'er done. When not working, Travis enjoys spending time with his beautiful wife and two wonderful children.... He sometimes can be found on his horse pretending to be a cowboy.
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Tryston MillerJunior Producer
Tryston Miller
Junior Producer
Tryston has worked in retail and commercial Construction for over 8 years, this time taught him the in’s and out’s of the industry and is what brought him to Commercial Insurance. While not making deals at work Tryston spends his time in the Panhandle with his dog, Annie, and his family out on the water.
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Vincent QuijanoMission Control
Vincent Quijano
Mission Control
Vincent has been in insurance for about 6 years (wholesale and brokerage). He started in the mail-room pulling staples from policy files and now does anything from customer service, IT, quoting and binding.
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William BryantThe Binding Brit
William Bryant
The Binding Brit
William moved from the UK to the US in 2019, with plans of staying no more than a couple of months. Two years later he finds himself deeply trapped in the insurance industry, slowly becoming a ''Tenglishman'' Texan englishman. Will has a real passion for four things, Insurance, Football (soccer), Golf and Watches.....These easily occupy all 7 days of his week!